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The debt-to-income ratio is a very important factor that lenders look at.

To calculate your DTI simply divide your monthly debt by your monthly income.

Obviously a lower number is better that a higher number.

Generally speaking Lenders want to see a DTI of 36 or less.

Let's look at an example.

If monthly income is $6,000 and monthly debt payments are $1,500, the DTI is 25.

Debt To Income Ratio Calculator

Enter the number of shares and price per share for the first purchase and second purchase.