Investing in credit services industry stocks can be a wise move for those looking to diversify their portfolio. Companies in this sector provide a range of services such as credit scoring, debt collection, and credit monitoring that play a crucial role in the financial ecosystem. With consumer debt on the rise, these stocks have the potential for steady growth and solid returns. However, investors should be aware of possible risks such as regulatory changes and economic downturns that could impact the industry. By carefully researching and selecting the right credit services companies to invest in, investors can take advantage of the opportunities presented by this rapidly evolving sector.
| Symbol | Exchange | Name | MCAP | Price | Change | PE Ratio | Yield |
|---|---|---|---|---|---|---|---|
| LPRO | NASDAQ | Open Lending Corp | 0.26B | 2.20 | 5.03 | 117.17 | 0.00 |
| LU | NYSE | Lufax Holding Ltd American Depositary Shares, each representing two (2) Ordinary Shares | 2.51B | 2.90 | 0.70 | 0.00 | 0.00 |
| QD | NYSE | Qudian Inc | 0.48B | 2.90 | 0.88 | 12.44 | 0.00 |
| CURO | NYSE | CURO Group Holdings Corp | 0.17B | 4.04 | -7.34 | 0.00 | 0.00 |
| YRD | NYSE | Yiren Digital Ltd | 0.52B | 6.03 | 2.73 | 2.81 | 0.07 |
| OPRT | NASDAQ | Oportun Financial Corp | 0.30B | 6.94 | 1.02 | 8.14 | 0.00 |
| LX | NASDAQ | LexinFintech Holdings Ltd | 1.28B | 7.59 | -1.11 | 6.84 | 0.02 |
| WU | NYSE | The Western Union Co | 3.08B | 9.33 | 0.26 | 3.20 | 0.11 |
| MFIN | NASDAQ | Medallion Financial Corp | 0.23B | 9.70 | 3.75 | 6.12 | 0.04 |
| FINV | NYSE | FinVolution Group American Depositary Shares | 2.48B | 9.80 | 4.26 | 7.09 | 0.03 |
| CPSS | NASDAQ | Consumer Portfolio Services Inc | 0.21B | 9.93 | 0.51 | 12.67 | 0.00 |
| GDOT | NYSE | Green Dot Corp | 0.55B | 10.01 | 4.93 | 327.58 | 0.00 |
| RWAY | NASDAQ | Runway Growth Finance Corp | 0.38B | 10.27 | 0.79 | 6.59 | 0.14 |
| XYF | NYSE | X Financial | 0.52B | 12.38 | -0.65 | 3.92 | 0.02 |
| OPFI | NYSE | OppFi Inc | 0.34B | 13.12 | 2.11 | 11.25 | 0.00 |
| EZPW | NASDAQ | EZCORP Inc | 0.81B | 13.30 | -0.15 | 11.79 | 0.00 |
| SOFI | NASDAQ | SoFi Technologies Inc | 14.98B | 13.55 | -3.41 | 43.19 | 0.00 |
| NAVI | NASDAQ | Navient Corp | 1.48B | 14.59 | 3.48 | 28.50 | 0.04 |
| PRAA | NASDAQ | PRA Group Inc | 0.61B | 15.29 | 3.67 | 8.73 | 0.00 |
| FOA | NYSE | Finance of America Companies Inc | 0.24B | 21.38 | 0.88 | 5.24 | 0.00 |
| PMTS | NASDAQ | CPI Card Group Inc | 0.26B | 22.95 | -0.61 | 15.89 | 0.00 |
| RM | NYSE | Regional Management Corp | 0.32B | 31.96 | 3.64 | 10.04 | 0.04 |
| SLM | NASDAQ | SLM Corp | 7.11B | 33.87 | 0.21 | 11.84 | 0.01 |
| ALLY | NYSE | Ally Financial Inc | 11.24B | 36.60 | -0.92 | 68.68 | 0.03 |
| QFIN | NASDAQ | 360 Finance Inc | 5.75B | 42.74 | -0.59 | 6.63 | 0.03 |
| UPST | NASDAQ | Upstart Holdings Inc | 4.51B | 47.38 | 0.45 | 45.25 | 0.00 |
| ATLC | NASDAQ | Atlanticus Holdings Corp | 0.76B | 50.53 | -0.85 | 11.15 | 0.00 |
| OMF | NYSE | OneMain Holdings Inc | 6.43B | 54.03 | -0.13 | 12.63 | 0.07 |
| BFH | NYSE | Bread Financial Holdings Inc | 2.81B | 60.40 | 0.87 | 10.65 | 0.01 |
| SYF | NYSE | Synchrony Financial | 26.29B | 69.07 | 1.32 | 9.61 | 0.02 |
| PYPL | NASDAQ | PayPal Holdings Inc | 72.29B | 74.33 | 0.93 | 17.21 | 0.00 |
| ENVA | NYSE | Enova International Inc | 2.51B | 98.76 | -0.47 | 13.66 | 0.00 |
| NNI | NYSE | Nelnet Inc | 4.38B | 120.40 | -0.75 | 23.09 | 0.01 |
| FCFS | NASDAQ | FirstCash Holdings Inc | 6.00B | 135.14 | 0.47 | 21.88 | 0.01 |
| AGM.A | NYSE | Federal Agricultural Mortgage Corp | 1.60B | 146.28 | 1.60 | 9.06 | 0.04 |
| SEZL | NASDAQ | Sezzle Inc | 5.20B | 156.30 | 7.81 | 61.37 | 0.00 |
| WRLD | NASDAQ | World Acceptance Corp | 0.85B | 159.36 | 1.94 | 10.72 | 0.00 |
| AGM | NYSE | Federal Agricultural Mortgage Corporation Common Stock | 2.07B | 188.96 | 2.35 | 12.43 | 0.03 |
| DFS | NYSE | Discover Financial Services | 47.89B | 190.31 | 4.26 | 0.00 | 0.00 |
| COF | NYSE | Capital One Financial Corp | 126.15B | 197.22 | -0.15 | 18.56 | 0.01 |
| AXP | NYSE | American Express Co | 207.35B | 295.96 | 0.01 | 22.91 | 0.01 |
| V | NYSE | Visa Inc | 673.63B | 344.83 | -0.13 | 36.07 | 0.01 |
| CACC | NASDAQ | Credit Acceptance Corp | 5.91B | 509.58 | 1.94 | 22.62 | 0.00 |
| MA | NYSE | Mastercard Inc | 499.17B | 549.70 | -1.41 | 39.92 | 0.01 |
The credit services industry includes companies that provide various financial services such as credit reporting, debt consolidation, and credit card processing. Investing in credit services industry stocks can be a lucrative opportunity for those interested in the financial sector. As with any investment, it is important to conduct thorough research before making any decisions.
When investing in credit services industry stocks, it is important to consider the overall strength of the economy, interest rates, and consumer spending habits. Additionally, look for companies with strong balance sheets and a history of steady revenue growth.
While every investment carries some level of risk, credit services industry stocks are generally considered to be less volatile compared to other sectors. However, factors such as regulatory changes and economic downturns can impact the performance of these stocks.
Investing in credit services industry stocks can be a rewarding endeavor for those seeking exposure to the financial sector. By carefully researching companies and staying informed about industry trends, investors can potentially benefit from the growth and stability of this sector.